Demonstration — sample data, not a live system
VALUVANADU CAPITAL LIMITED — Apply for a Business Loan
Demonstration — sample data
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VALUVANADU CAPITAL LIMITED
Business Loan

A loan for your business, applied for from your phone

₹1,00,000 to ₹25,00,000 sample band
About 8 minutes. Nothing to print or post.

Before you start: how we use your details, who sees them, how long we keep them and your rights.

Keep ready
PAN and Aadhaar number
Monthly turnover and income
Loans you are repaying now
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Start application
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Applicant name
Mobile number
+91
We send a sign-in code to this number.
District
Nearest branch
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Sign in
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Sign-in code

Enter the 6-digit sign-in code sent to .

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Business Loan
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Too many wrong codes

For your safety, sign-in with is paused. Try again after .

Main branch Branch address line, Sample Town
0000 000 100 · Mon–Sat, 10am–5pm sample
Call the branch
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Business Loan
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We can't take this application online

Please speak to your branch. They can tell you what is possible and take it forward for you.

Main branch Branch address line, Sample Town
0000 000 100 · Mon–Sat, 10am–5pm sample
Not satisfied? Grievance Officer (sample)
grievance@example.in
0000 000 000 · Mon–Sat, 10am–5pm If you are not satisfied with the response, you may approach the RBI Ombudsman.Sample wording — the lender supplies the final text
Call the branch
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Welcome back
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You already have an application in progress

Your answers are saved with us, not on this phone.

Call the branch
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Your details Saved
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Step 1 of 5 · Personal
Full name
Mobile
Verified
Gender
Year of birth
PAN
Aadhaar number We never store your Aadhaar number.
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Your business Saved
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Step 2 of 5 · Business
What is your business?
Monthly turnover
₹
Total sales in a normal month.
Monthly net income
₹
What is left after rent, salaries, stock and other business expenses.
Give the income your bank entries and books support.
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Loans you are repaying Saved
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Step 3 of 5 · Existing loans

Add every loan running in your name.

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What you need Saved
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Step 4 of 5 · Loan requirement
Loans from ₹1,00,000 to ₹25,00,000 sample
Loan amount you need
₹
Instalment you can pay every month
₹
Your credit bureau score (optional) Leave it blank if you do not know it. With your permission we obtain your credit bureau report.
This is a request, not an offer. A credit officer checks your details and tells you the amount, rate and instalment you qualify for.
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Review and submit
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Step 5 of 5 · Review
Your permissions
Tap a permission to read it. Nothing is ticked for you.
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Confirm your permissions
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Confirmation code

Enter the new 6-digit code sent to .

This code is not your sign-in code.
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Verify your Aadhaar
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Aadhaar OTP

Enter the 6-digit code sent to the mobile number registered with Aadhaar .

The code comes from UIDAI. VALUVANADU CAPITAL LIMITED requests it through its licensed Aadhaar verification provider.
We never store your Aadhaar number.
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Verify your Aadhaar
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Finish at your branch

Your answers and permissions are saved. Take your Aadhaar card or e-Aadhaar to your branch. They verify it with you and complete your application.

Application
Main branch Branch address line, Sample Town
0000 000 100 · Mon–Sat, 10am–5pm sample
Call the branch
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Application submitted

Your application number Confirmation sent to . Quote this number when you call the branch.
What happens next
A credit officer checks your details They may call you for anything missing
We check your credit bureau report With the permission you gave
We message you We message you when there is a decision or we need something
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What you agreed to
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To withdraw a permission In Check my application status, at your branch, or through the Grievance Officer. Grievance Officer (sample) · grievance@example.in · 0000 000 000
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Application status
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Check where your application stands

Mobile number
+91

We send a new sign-in code each time.

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Application status
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Withdraw a permission
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A withdrawal is recorded with the time. It stops our use of your details for that purpose.
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Business Loan
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Your session has ended

Everything you entered is saved. Verify your mobile to pick it up again.

Call the branch instead
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How we use your data v3
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Version 3 · effective 01 Jul 2026 · sample wording

Who we are

VALUVANADU CAPITAL LIMITED decides how your details are used for this application.

What we collect

Your name, mobile number, gender, year of birth, PAN and Aadhaar number; your business type, turnover and income; the loans you are repaying; and the loan you are asking for.

Why we collect it

To assess this application, and to keep the records the Reserve Bank of India and Indian law require.

Who else sees it

A credit information company, when you permit a credit bureau check. Our licensed Aadhaar verification provider, which receives your Aadhaar number only to verify it. Our messaging service, which receives only your mobile number and the message.

Your Aadhaar number

We never store your Aadhaar number. We keep its last four digits and a coded reference used only to match it; the number cannot be read back from that reference.

How long we keep it

Your application and documents are kept for the period the law and our policy set, then deleted. The record that you applied, your permissions and the decision are kept as the law requires.

Your rights

To ask what we hold and for a copy, for a correction, or for erasure where the law allows, contact the Grievance Officer or your branch.

To withdraw a permission, use Check my application status, your branch, or the Grievance Officer.

If we do not resolve a complaint about your personal data, you may complain to the Data Protection Board of India.Sample wording — the lender supplies the final text

Grievance Officer Grievance Officer (sample)
grievance@example.in
0000 000 000 · Mon–Sat, 10am–5pm If you are not satisfied with the response, you may approach the RBI Ombudsman.Sample wording — the lender supplies the final text
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Contact
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Main branch0000 000 100 · Mon–Sat, 10am–5pm
Call
North branch0000 000 100 · Mon–Sat, 10am–5pm
Call
South branch0000 000 100 · Mon–Sat, 10am–5pm
Call
Branch details are sample values.
Grievance Officer Grievance Officer (sample)
grievance@example.in
0000 000 000 · Mon–Sat, 10am–5pm If you are not satisfied with the response, you may approach the RBI Ombudsman.Sample wording — the lender supplies the final text
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Add a loan
Who is the loan from?
Loan type
Loan amount
₹
Monthly instalment
₹
Amount still outstanding
₹
Remarks (optional)